When life throws you a curveball, it's Swoosh to the rescue

Need cash, fast? Planning an expensive event or maybe looking to purchase a sweet new ride? Whatever the reason, Swoosh can help you out with the best loans in New Zealand.

Our loans are 100% online, it’s free to apply, and you can get same day approval! With no hidden fees – just financial help when you need it most.

Get a direct loan from Swoosh for up to $5,000, or take advantage of our brokering service for a tailored loan experience.

Small personal loans up to $5,000

Personal loans over $5,000

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Full term amount payable of $. Based upon an example annual fixed interest rate of 13.95%, with an establishment fee of $300.00.

Calculate repayments

Loan term varies from 12 months to 5 years. Interest rates range from 9.95% (p.a.) to 48% (p.a.) based on your personal circumstance. In most cases, you pay a broker fee. This can vary depending on your credit profile and the amount you are borrowing. Apply for $5,000 – $200,000. Representative Example: Based on a loan of $20,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $24,836.32. This includes all interest and fees included in your loan repayments over the life of the loan.