Loan term varies from 3 months to 7 years. Interest rates range from 6.35% (p.a.) to 18.95% (p.a.) based on your personal circumstance. In most cases you pay a once off broker fee of $450. This can vary slightly depending on your credit profile. Apply for $5,000 – $100,000. Representative Example: Based on a loan of $20,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $25,406.89. This represents a comparison rate of 12.95% p.a. and includes all interest and fees included in your loan repayments over the life of the loan.