What is a Debt Consolidation Loan?

If you are getting weighed down by multiple repayments, a debt consolidation loan from Swoosh Finance can help you. We know how to help get the cash you need to organize and simplify your life. Debt consolidation is a way to refinance your debt. It utilises a loan to pay off several others, both reducing your interest fees and monthly payments. Whether you have multiple credit cards, or a combination of personal loans and car finance, simplifying will save you time and money.

Why use debt consolidation?

If you have a few debts and are struggling to keep up with payments, then debt consolidation might be the right approach.
for you. These loans allow you to reduce and simplify your debt — making your life more streamlined. Our easy debt consolidation loans allow you to pay off several others.

If the interest rate and fees are lower on your consolidation loan, you can get back on track faster.

Simple online application

All from your smartphone, tablet, or computer, you can complete an online application in a matter of minutes.

With our secured personal loans, you can get your finances back on track.

How It Works

Our Car Loans are done a little differently. Once you have applied online, our brokers review your application within 60 minutes. Then they compare lenders and match you with the best loan for your circumstances. This means you can get the best loan for you, often cheaper than the bank! Enquire today and find out how we can help you get on the road.

Eligibility for our Debt Consolidation Loans

You can apply for a Swoosh Loan if you meet these criteria:

  • Be 22 years or older (a guarantor is required if under this age)
  • Have been employed for at least 3 months
  • Be a New Zealand permanent resident
  • Own a car or vehicle registered in your name
  • Earning a minimum of $400/week


Apply Now