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little girl with bunny ears holding a wicker basket picking up a green egg in the grass doing an Easter egg hunt
Kid-Friendly Money Tips | Money-Saving Tips
Be the Best Host with these 16 Easter Egg Hunt Ideas

Just like how the presents are the highlight of Christmas, the Easter egg hunt is what every child looks forward to on this autumn holiday. But … Read More

12/03/2026
10 Cheap Valentine's Day Gifts New Zealand | Swoosh Finance
Money-Saving Tips
Top 10 Cheap Valentine’s Day Gifts New Zealand

Valentine’s Day… another commercialised money trap people complain about. But it doesn’t have to be. Take Valentine’s Day as a reminder to spend some quality time … Read More

30/01/2026
A woman in a yellow shirt smiles while holding a smartphone and a basket of groceries in a store aisle, giving a relaxed, purposeful feel.
Financial Tips | Loan Advice
How Payday Loans Work NZ

When money gets tight, even the smallest surprise expense can throw things off balance. Maybe your car needs an urgent repair, a bill comes in higher … Read More

17/12/2025
woman is deciding between secured and unsecured loans | Swoosh Finance NZ
Financial Tips | Loan Advice
Secured Loan Vs Unsecured Loan NZ: What’s The Difference?

When it comes to borrowing money, you’ll often come across two main types of personal loans: secured loans and unsecured loans. Understanding the differences between them … Read More

27/10/2025
Can I get A Quick Loan With Bad Credit? | Swoosh Finance NZ
Financial Tips | Loan Advice
Can I get A Quick Loan With Bad Credit?

Life doesn’t always go as planned. Unexpected bills, medical emergencies, car repairs, or even a sudden rent increase can leave you scrambling for cash. If your … Read More

30/09/2025
Father’s Day Gift Ideas NZ | Swoosh Finance NZ
Financial Tips | Loan Advice
Father’s Day Gift Ideas NZ

Father’s Day in New Zealand is a chance to celebrate the dads, step-dads, grandads, and father figures who make our lives better. Whether he’s a DIY … Read More

05/08/2025

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Small Cash Loans: Secured loans ranging from $2100-$5000, with a loan term of 12 months. Here is a breakdown of our fees: Establishment Fee – $300 (included in the loan) Credit Check, PPI Insurance, PPSR Search & Registration, and Asset Check – $25.30 (included in the loan), Monthly Account Fee - $10, Interest Rate – 48%(p.a). Representative Example: based on a loan of $2,200 over 12 months a borrower can expect to pay a total of $3,225.30. This represents a rate of 48% p.a., a monthly account fee of $10, and upfront fees of $325.30 included in loan repayments over the life of your loan. © 2023 Swoosh Finance 36 Bridge Street, Ahuriri, Napier 4110

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