If You Need Cash Before Payday, Swoosh It!

Sometimes your financial needs change, and you find yourself in need of a little cash before payday. Sometimes you need a little bit extra to cover the things that pop up in day to day life. Don’t sweat it, Swoosh it!

With Swoosh Finance you can borrow $2000 to $5000 and pay it back over the course of 12 months. Our payment plans are affordable and convenient, meaning you don’t have to worry about remembering your repayments. The best part is – our online application process is quick and easy, and can be done anywhere, anytime! Apply online using your mobile and you can have your cash today!

Home furnishings loans

How our payday loans work

Our Payday Loans are a little bit different. You can borrow up to $5000 and pay it back over 12 months. Unlike a regular payday loan, the extra cash can be super helpful and the longer period makes the repayments more manageable. Our loans are also designed to be both quick and easy. Fill in our online form, upload your bank statements and we’ll assess your eligibility for a cash loan right away. Once your application is approved, funds are transferred within the hour. Our easy repayments will be automatically debited from your account for the next 12 months, meaning you can get on with the important things in life. Just another reason to love Swoosh payday loans.

Why do people love our payday loans?

Swoosh Finance customers love our online cash loans because they get them the money they need — without tons of paperwork, hassle and waiting in long lines. Whether it’s fast cash to deal with an emergency or a little extra for a holiday or purchase, Swoosh is here to help.

Online Loans can be used for:

  • Unexpected bills like medical expenses and car repairs
  • Home improvements and renovations
  • Travel plans and holidays
  • Flights and other transportation
  • Training courses or school programs

No matter your reason, apply today for your online loan and we’ll give you a fast answer!


Eligibility for our payday loans

You can apply for a reliable payday loan if you meet these criteria:

  • Be 18 years or older
  • Have been employed for at least 3 months
  • Be a New Zealand permanent resident
  • Own a vehicle registered in your name
  • Earning a minimum of $400/week


Apply Now