Make it a Reality with A Personal Loan From Swoosh Finance

Whatever you are dreaming up, a loan from Swoosh can make it happen! You can use funds from a personal loan for any reason – a holiday, home improvements, to pay for a special event such as a wedding and more! Our straightforward online loan application only takes a few minutes and you can apply for up to $100, 000. Based on what you need, we’ll set up a plan that works for you.

How It Works

We do Personal Loans a little differently. When you apply online, we send your application to one of our brokers. They then compare lenders and match you with the best loan for your circumstances. This means you can get the best loan for you, often cheaper than the bank! Enquire today to find out how we can help you.


Eligibility for our personal loans

You can apply for a reliable personal loan if you meet these criteria:

  • Be 22 years or older (a guarantor is required if under this age)
  • Have been employed for at least 3 months
  • Be a New Zealand permanent resident
  • Own a vehicle registered in your name
  • Earning a minimum of $400/week

Apply Now

Minimum repayment period: 3 months. Maximum repayment period: 7 years. Maximum APR: 25% Brokerage Fee of $200 included in the loan. For more T&Cs visit our Rates and Terms page