Why Choose Swoosh?

Swoosh Finance is a lender with a difference. Swoosh Loans are designed to be fast and easy. Our online application means less paperwork and more time to get you the best deal. Enquire today and find out how a loan from Swoosh can help you.


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Eligibility for our personal loans

You can apply for a reliable personal loan if you meet this criteria:

  • Be 18 years or older
  • Be employed for at least 3 months
  • Be a New Zealand permanent resident
  • Own a vehicle registered in your name
  • Earning a minimum of $400/week

Take control of your borrowing with a loan personalised to your needs

We specialise in helping Kiwis get the lending they need, fast and on flexible terms

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Full term amount payable of $. Based upon an example annual fixed interest rate of 13.95%, with an establishment fee of $450.00.

Rates and Terms

Our Small Cash Loans are designed to be paid back within 12 months. There are no hidden charges, and no penalties for paying back your loan quicker. Here is a breakdown of our fees: Establishment Fee – $400 (included in the loan) PPSR and Security Check – $18.20 (included in loan) Interest Rate – 47%pa (comparison rate 65%)

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