Why Choose Swoosh?

Swoosh Finance is a lender with a difference. Swoosh Loans are designed to be fast and easy. Our online application means less paperwork and more time to get you the best deal. Enquire today and find out how a loan from Swoosh can help you.


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Eligibility for our personal loans

You can apply for a reliable personal loan if you meet this criteria:

  • Be 18 years or older
  • Be employed for at least 3 months
  • Be a New Zealand permanent resident
  • Own a vehicle registered in your name
  • Earning a minimum of $400/week

Take control of your borrowing with a loan personalised to your needs

We specialise in helping Kiwis get the lending they need, fast and on flexible terms

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Full term amount payable of $. Based upon an example annual fixed interest rate of 13.95%, with an establishment fee of $450.00.

Loan term varies from 3 months to 7 years. Interest rates range from 6.35% (p.a.) to 18.95% (p.a.) based on your personal circumstance. In most cases you pay a once off broker fee of $200. This can vary slightly depending on your credit profile. Apply for $5,000 – $100,000. Representative Example: Based on a loan of $20,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $25,406.89. This represents a comparison rate of 12.95% p.a. and includes all interest and fees included in your loan repayments over the life of the loan.

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