Eligibility for our personal loans

You can apply for a reliable personal loan if you meet this criteria:

  • Be 22 years or older (a guarantor is required if under this age)
  • Be employed for at least 3 months
  • Be a New Zealand permanent resident
  • Own a vehicle registered in your name or property (security for the loan). Your car must be aged 2001 or newer
  • Earning a minimum of $450/week

Take control of your borrowing with a loan personalised to your needs

We specialise in helping Kiwis get the lending they need, fast and on flexible terms

Get Started

Calculator

Calculate your repayments using our simple loan calculator

$

This will cost around...

$

Apply now

Full term amount payable of $. Based upon an example annual fixed interest rate of 13.95%, with an establishment fee of $450.00.

Example of a $20,000 loan over a 36 month term

Loan Amount $20,000
Establishment Fee $240
Broker Fee $250
Valuation Fee $0
PPSR Search & Registration Fee $9.60
Account Maintenance Fee $2.50
Credit Check $7.10
Driver Check $0.16
Identity Check $2.30
Passport Check $0
Vehicle Check $0.18
Bank Statement Report $0
Fixed Interest Rate
(rates depend on your individual application)
12.95%
Term 36 months
Amount Financed $20,719.34
Interest $4,297.50
Account Maintenance Fee $390.00
Balance Payable $25,406.84

*Loan term varies from 3 months to 7 years.