When life throws you a curveball, it's Swoosh to the rescue

Need cash, fast? Planning an expensive event or maybe looking to purchase a sweet new ride? Whatever the reason, Swoosh can help you out with the best loans in New Zealand.

Our loans are 100% online, it’s free to apply, and you can get same day approval! With no hidden fees – just financial help when you need it most.

Get a direct loan from Swoosh for up to $5,000, or take advantage of our brokering service for a tailored loan experience.

Small personal loans up to $5,000

Personal loans over $5,000

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This will cost around…

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Full term amount payable of $. Based upon an example annual fixed interest rate of 13.95%, with an establishment fee of $200.00.

Loan term varies from 12 months to 5 years. Interest rates range from 9.95% (p.a.) to 48% (p.a.) based on your personal circumstance. In most cases, you pay a broker fee. This can vary depending on your credit profile and the amount you are borrowing. Apply for $5,000 – $200,000. Representative Example: Based on a loan of $20,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $24,836.32. This includes all interest and fees included in your loan repayments over the life of the loan.

Get cashed up in 3 easy steps!

1. Complete an online application in minutes!

2. We find the right loan for you!

3. Electronically sign the contract – the money is sent directly to your bank account!

Small Cash Loans

Apply for up to $5,000 today from Swoosh!

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Car Loan Broker

Finance a new or old car.

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Personal Loan Broker

Tailored personal loans starting from $5,000.

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Get a Swoosh loan near you

Take control of your borrowing with an NZ loan tailored to your needs.

Hassle-Free Process

100% online & no paperwork

Reputable lender

No hidden fees

Need to talk to someone?

Whether it be a holiday, home renovations, a new car, or extra cash for the weekend, the Swoosh team is here to help.

Get in touch today and we’ll get you sorted!

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