Small Cash Loans: Secured loans ranging from $2100-$5000, with a loan term of 12 months. Here is a breakdown of our fees: Establishment Fee – $400 (included in the loan), Credit Check, PPSR Search & Registration, and Asset Check – $30 (included in the loan), Monthly Account Fee – $10, Interest Rate – 48%(p.a). Representative Example: based on a loan of $2100 over 12 months, a borrower can expect to pay a total of $3,344.91. This represents a rate of 48% p.a., a monthly account fee of $10, and upfront fees of $430 included in loan repayments over the life of your loan.