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A woman in a yellow shirt smiles while holding a smartphone and a basket of groceries in a store aisle, giving a relaxed, purposeful feel.
Financial Tips | Loan Advice
How Payday Loans Work NZ

When money gets tight, even the smallest surprise expense can throw things off balance. Maybe your car needs an urgent repair, a bill comes in higher … Read More

17/12/2025
woman is deciding between secured and unsecured loans | Swoosh Finance NZ
Financial Tips | Loan Advice
Secured Loan Vs Unsecured Loan NZ: What’s The Difference?

When it comes to borrowing money, you’ll often come across two main types of personal loans: secured loans and unsecured loans. Understanding the differences between them … Read More

27/10/2025
Can I get A Quick Loan With Bad Credit? | Swoosh Finance NZ
Financial Tips | Loan Advice
Can I get A Quick Loan With Bad Credit?

Life doesn’t always go as planned. Unexpected bills, medical emergencies, car repairs, or even a sudden rent increase can leave you scrambling for cash. If your … Read More

30/09/2025
Father’s Day Gift Ideas NZ | Swoosh Finance NZ
Financial Tips | Loan Advice
Father’s Day Gift Ideas NZ

Father’s Day in New Zealand is a chance to celebrate the dads, step-dads, grandads, and father figures who make our lives better. Whether he’s a DIY … Read More

05/08/2025
Where Can I Get An Emergency Loan In NZ? | Swoosh Finance NZ
Financial Tips | Loan Advice
Where Can I Get An Emergency Loan In NZ?

When life throws a curveball, sometimes you need a little extra help to get you through. Whether it’s a car breaking down, a medical bill popping … Read More

27/06/2025
Easy Personal Loans for Bad Credit NZ | Swoosh Finance NZ
Financial Tips | Loan Advice
Easy Personal Loans for Bad Credit NZ

Life is full of the unexpected and sometimes you just don’t have the funds to handle what it throws at you. A personal loan can help … Read More

30/04/2025

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Small Cash Loans
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Small Cash Loans: Secured loans ranging from $2000-$5000, with a loan term of 12 months. Here is a breakdown of our fees: Establishment Fee – $300 (included in the loan) Credit Check, PPI Insurance, PPSR Search & Registration, and Asset Check – $25.30 (included in the loan), Monthly Account Fee - $10, Interest Rate – 48%(p.a). Representative Example: based on a loan of $2,200 over 12 months a borrower can expect to pay a total of $3,225.30. This represents a rate of 48% p.a., a monthly account fee of $10, and upfront fees of $325.30 included in loan repayments over the life of your loan. © 2023 Swoosh Finance 36 Bridge Street, Ahuriri, Napier 4110

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