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Article

Comprehensive Guide to Home Equity Loans

07/07/2020 by donnelleb

Are you thinking about taking out a home equity loan but don’t know where to start? If you own your home and have been paying off your mortgage, chances are you have some equity. You can borrow against equity to … Read More

fiords of new zealand
Article

New Zealand’s Best Holiday Destinations

29/06/2020 by donnelleb

As border closures continue, many New Zealanders are rethinking their holiday plans. What better time to take advantage of the variety of natural beauty right there in Aotearoa? Here is our list of the best destinations for a holiday in … Read More

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Loan term varies from 3 months to 7 years. Interest rates range from 6.35% (p.a.) to 18.95% (p.a.) based on your personal circumstance. In most cases you pay a once off broker fee of $200. This can vary slightly depending on your credit profile. Apply for $5,000 – $200,000. Representative Example: Based on a loan of $20,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $25,406.89. This represents a comparison rate of 12.95% p.a. and includes all interest and fees included in your loan repayments over the life of the loan. Our Small Cash Loans are designed to be paid back within 12 months. There are no hidden charges, and no penalties for paying back your loan quicker. Here is a breakdown of our fees: Establishment Fee – $200 (included in the loan) PPSR and Security Check – $32.05 (included in loan) Interest Rate – 47%pa (comparison rate 65%) © 2022 Swoosh Finance

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